BUSINESS: How To Write A Killer Business Plan

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If you have a business (and I assume you do considering you are reading this article) then you need to have a business plan. And not just a plan that is buried inside the spectacular and impressive chambers of your brain. It should be written out. You might need funding. You might want a loan. You might be considering a new partner. There are too many cases to list as to why it is important to have a written business plan on hand.

But how does one write a “business plan,” per se? Believe it or not, many business owners have no idea because they built a business completely off the cuff and sans the traditional methods. But as growth occurred, that need for a business plan increased.

Here is a quick guide:

Executive Summary: This is a quick description of the overall synopsis of your business.

Company Description: You need to give some detail here. What does your business actually do?

Market Analysis: In this section, you should present the reader with market specifics. Where does your business fit in terms of the market? Maybe put in some general thoughts on trends about your industry or vertical.

Executive Chain: Who does what and where? Who is CEO and who is CFO? This should detail how your company is structured in terms of the executives who run it.

Product or service offered: What is the bread and butter of the company? If you offer a service, what is it? If you offer a product, what’s it called and how does it work?

Projections: How much money do you anticipate the company making in six months, a year, and maybe even five years.

The best thing you can do when it comes to writing a coherent business plan is to read other business plan samples, which are readily available via Google searches. You must also get a handle on your finances, which any good CFO or even accountant should be able to help you with. You should also have a clear grasp over your company’s overall marketing plan.

Writing a business plan can be an eye-opening event. Often times, it can lead a CEO to become a bit introspective. A business plan can at times, lay out some dirty laundry.

It never hurts to have one on file.

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6 Inspirational Quotes Perfect For Any Entrepreneur

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It’s Friday. Let’s keep it light folks. What do you say?

I love inspirational quotes. Quotes from successful people can inspire us to think a little differently. Here are six of my most beloved quotes for entrepreneurs.

“Opportunities don’t happen, you create them.” – Chris Grosser
Luck is the result of strategy. If you wait around to get lucky, you will be waiting a long while. Create your own luck.

“Nothing is impossible, the word itself says “I’m possible”!” – Audrey Hepburn
Nothing is impossible. Hepburn’s words should always resonate with any entrepreneur. No formidable foe is too large to overcome. There is always a way to succeed. Sell it to yourself!

“Do you want to know who you are? Don’t ask. Act! Action will delineate and define you.” – Thomas Jefferson
You are the actions you carry out. The person you are isn’t the person you think you are, or the person you want to be, it is the person you are as a result of your actions. Be who you want to be by taking action.

 

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“I’ve missed more than 9,000 shots in my career. I’ve lost almost 300 games. Twenty-six times I’ve been trusted to take the game winning shot and missed. I’ve failed over and over and over again in my life. And that is why I succeed.” – Michael Jordan
Ah, not being afraid to fail straight from the man who won a lot. Being good at something means having been bad a lot more things. Failure is our teacher. Failure is our opportunity to respond, or to fold up like a lawn chair.

“I am not a product of my circumstances. I am a product of my decisions.” – Stephen Covey
You control your own destiny. Others around you do not control who you are, or who you are meant to be. You define you. Every decision you make is a new piece to your character’s ultimate puzzle. Accept personal responsibility into your life.

 

yoda photo

Photo by iamkory

“Do or do not. There is no try.” – Yoda
Ah yes, just make things happen! Yoda knew exactly what he was talking about when he essentially told those of the galaxy to accept nothing less than results. This quote is applicable to those who want a good mindframe set before going into a new project.

Enjoy the weekend my friends.

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Check Issuing: Your Solution To An Accounts Payable Department In Chaos

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Do you ever feel as though portions of your accounting department aren’t as organized as you would like them to be? Some might even call that portion of their business, chaotic. And that’s no good for anyone. Ideally, the accounts payable sector of your business should be a well-oiled machine that quietly, yet effectively, operates in the background. You can hear the accounts payable machine as it hums, but you never hear it screaming for help.

Until you do.

Check Issuing can serve as the appropriate amount of white noise for any company that wants their account payable department to be calm, cool and collected operation. Remember, that’s where the money leaves your business, it should be secure, professional and maybe even possess a space for marketing and growth.

Check Issuing is more than just a reliable check writing service, we are also an innovative company who has over 30 years of banking experience. We know the business inside and out. Our business relies wholly on return business, we aren’t a turn and burn operation. We strive to earn your business on a daily basis.

Check fraud is one of the most profitable criminal games going. The bad guys can easily drain your business bank accounts, create new identities and open accounts under your name. You need to make sure that all your outgoing checks are super secure. With Check Issuing, you can sleep well, because our check envelopes are high-grade, incredibly secure, bank trusted, envelopes. Our checks are also secured by the cashing bank.

We can help your checks have a bit more professional feel to them. Don’t send checks which are empty and appear personal, instead, make sure you corporate logo is on them. This is money, you want all companies to feel that you are a professional group. Blank checks can seem like just someone who is writing checks from their basement!

We can also help you market. That’s right; you have extra space in that envelope, so why not put memorandums or brochures or company updates in there? That just makes sense. Emails go to spam. Phone calls go to voicemail. But check envelopes, now those get opened. Planning to launch a new product? Let everyone know the easy way.

Call Check Issuing today. Let’s talk and get to know one another.

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BUSINESS: 4 Important Entrepreneurial Tips

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Business: it sure can be a complicated, enduring beast. But the true entrepreneur relishes in such adversity. Creating a business to call your own is one of the most gratifying experiences you will ever feel. That’s why so many people want to do it. But not everyone is cut from the mold. At Check Issuing, we work with lots of self-made, small businesses who continue to thrive at the hands of brilliant entrepreneurs.

Here’s a few tips we’ve picked up on from them.

Build Your Brand

Creating a brand is the first place an entrepreneur looking to build a product or services should start. The core competency of marketing revolves around having a great brand. Your brand should be recognizable and trusted. When you build your logos, make sure you use a color palette so that future designers understand your exact theme. Put your logo everywhere, like on your checks (check issuing can help). Be nice. Be friendly. Avoid politics and religion at all costs!

Utilize Your Networks

Networking is vital when it comes to business. Building a business contact portfolio is your pathway to success. Networking means the ability to get funds, or find investment opportunities, or even find that perfect web developer. Attend trade shows or corporate happy hours. Let it be known who you are. Make sure you utilize business cards or some virtual form of such.

Stay Educated

You should never stop honing your craft. You should never feel satisfied with the information you have learned. Always be in search of new learning experiences which are applicable to your business, to a business, or to your personal achievements. If you aren’t learning, you are essentially “unlearning,” for lack of a better term. Your competition is hungry for new information, you need to be also. It is easier than ever to snag books online or even apply for online courses. Attend seminars that are relevant to your business. Maybe hit up trade shows. Visit YouTube and start searching. The world is your entrepreneurial oyster.

Never Quit When Faced With Rejection

Rejection is a common theme song when it comes to being an entrepreneur. The fact is, a great entrepreneur will have plenty more rejections than they will successes. Every failure is not only a learning experience, but a time to also regroup and realize why you showed up. You must understand that you are looking for the right opportunity and that you will need to be relentless in finding it. If you expect it to be easy, you will be largely disappointed. All successful entrepreneurs have had a lot of doors slammed in their faces. Fear not! Always remain cool and confident and just know that your drive and persistence is the fuel for your success.

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Accounts Payable Is Just One Department Where Being Cheap Can Really Hurt You

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Saving money is the ambition of every small business owner. The more money you can save, the more money you make. The math is really that simple. So the concept of being cheap isn’t lost on executives. But being cheap can also hurt your business if you are cheap in the wrong areas. There is a time and a place for cheapness, if you mess it up, your business could suffer.

Are you being cheap in one of these areas? If so, you might reconsider your approach to spending.

Accounting.

Your accounts payable department is essential to your success. Your accountants are also incredibly important to your company’s protection. Making sure that accounts are paid correctly, professionally, and securely should be the highest of priorities. When you choose to hire low quality employees, or just use inexperienced employees as bandaids, you risk bank fraud and a perceived lack of professionalism. Check Issuing’s check writing service assures your accounts payable department is hitting the mark when it comes to fraud security and professionalism. We can easily print your company’s name on your checks. We use the highest fraud security possible.

When you use shoddy accountants, you risk IRS audits or worse, back taxes. You never want your taxes to be out of compliance. Paying for below talent accountants is never a good idea considering so much of the financials are in their hands.

Attorneys.

Legal issues happen, as much as we’d like to think otherwise. When they do happen, you best have solid representation. No one wants to go to court represented by My Cousin Vinny. In addition, contracts and documents should be reviewed by quality legal representation, someone who favors your business goals and protection. Contracts can screw you, good attorneys can prevent this from happening.

Employees.

Why spend X amount of dollars on 10 subpar employees when you could have four really great ones? Don’t waste money on employees who don’t fit your standard. Higher less people but higher quality. Your business will thank you for it.

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Business Keys: When We Have To Wear Multiple Hats

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You’re busy. No, you’re REALLY busy. You run a business and every aspect of that business is dependent on your involvement. You wear multiple hats and sometimes that can get ultra-stressful. Wearing multiple hats in business may not be common, but it is an art. It takes practice and skills. Without practice and skills your life can fall apart from stress and half-completed projects.

Who wants that? You don’t, that’s for sure. So how can we avoid that? Here are a few tips to help you manage managing lots of tasks.

Give your managers a lot of rope.

You want to wear a lot of hats? You are going to have to learn to trust other people to complete tasks and manage projects. If you are wearing a lot of hats because you don’t trust other people to do good work, then you should probably go back and revisit the basics of hiring good people. You should learn the art of training up employees. Trusting others is the only way you can survive wearing multiple hats.

Focus your time, be organized.

Time management and organization are the key to any executive who wears a lot of hats. If you aren’t focused in on your time, your time will turn into a demon on you and ruin your life. Map out exactly how your days will look, but give some leeway for emergencies if any should arise. When you focus on task X, make sure you are fully engaged with no distractions. That’s easier said than done, of course, because our minds often wander. But just keep telling yourself that what you are doing now is actually helping the greater good for all the projects.

Outsource.

Do you know how many clients that Check Issuing serves who came to us because they’d finally reached the end of their rope? It happens all the time. If you are wearing too many hats and one of them is, say for example, Accounts Payable, then you have a solution right here in front of you. Check Issuing is a check writing service that can take the stress away from your Accounts Payable stress. If you want to wear multiple hats, you need to understand when you should outsource. Bringing in a third-party to act as one of your resources can only help you succeed.

Be resourceful.

Use the Internet and Google “corporate efficiency.” Buy books that teach you how to run a company in the most productive, optimal way possible. You’d be surprised at what you will find out there. Most people have already tried everything. Being resourceful can help you better find ways that improve the flow of your company, which can inevitably take away responsibilities from yourself, or just make things so optimal that they require less attention.

Can Check Issuing help? Give us a call today and let’s talk, we’d love to get to know your business.

 

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Got Weekend Plans? Now You Do.

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The weekend has arrived. So what’s up? You can’t just sit there on your laptop the entire time, that wouldn’t be healthy. But maybe you need a little inspiration for things to do. A little nudge. Well, here’s a few solid suggestions that hopefully help you have an even better weekend. Add a little extra […]

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Got Weekend Plans? Now You Do.

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The weekend has arrived. So what’s up? You can’t just sit there on your laptop the entire time, that wouldn’t be healthy. But maybe you need a little inspiration for things to do. A little nudge. Well, here’s a few solid suggestions that hopefully help you have an even better weekend.

Add a little extra to that workout.

Maybe you workout all week? Well now you aren’t in a rush to get back to the office or home for the kids. You can stay a little longer and get a little more out of your workout. Or, you could take a class you have always wanted to take. Spin, anyone? Yoga? So many options that are depleted by our relentless weekly work schedules.

Loosen up on the diet.

We all should be as healthy as possible, but maybe this weekend you could be a little more creative and fun with your diet. Maybe, spice it up? (Pun TOTALLY intended). Look for fun recipes or try a cool new restaurant.

You could sleep a little more, it might be good for you.

When the news broke the Tom Brady has hotels bring in sleep drapes for him when he travels, he responded saying he believes in sleep. When he’s on the road, his teammates may be drinking and partying, but the NFL’s top tier quarterback is sleeping. And he believes that the travel actually helps him sleep. I mean, no wife or kids, no distractions, just a quiet, dark room. I know it might sound awfully boring, but it could help make your next week even more productive and benefit your overall health.

Do active things.

Yep, this isn’t the same as working out. Go for walks, go for hikes, ride a bike, just do anything that isn’t sitting at a desk, which is what you most likely did for at least 40 hours this past week. Moving your body around is a good cure for all that sedentary anguish it suffered for days on end.

Just let loose

Throw your health to the wind and just go to a bar and have a good time. Healthy? No. But I’m a realist. Life happens. Maybe you need to let loose like the ladies in Bad Moms? Or you could just have a little wine and go see Bad Moms? Whatever works, my friends, whatever works…

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How To Improve Your Small Business Facebook Marketing

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Facebook is the epicenter of the Internet, next to Google. The two combine to consume most of everyone’s social and even work related Internet time. Facebook has become a social fascination in many ways. The site is a database of user activity, such as wants, needs, interest, demographics and even what makes them laugh. Naturally, […]

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An Accounts Payable Department You Can Get Excited About

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Paying clients and vendors and customers is a part of the process. Your small business depends as much on the outgoing cash flow as it does the incoming. Having the best accounts payable pusiness process is more important than you think.Even being able to refund customers adequately under certain circumstances can be a pretty important […]

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